APART by Savart
An AI Powered Technology

Quantitative analysis (Quant)

The most popular form of fundamental research is to look at numerical data. Traditional analysts look at Profit & Loss statements, Balance Sheets and Cash Flow statements to make decisions, which are often based on (biased) assumptions and estimates. This led to hedge funds building ‘innovative’ trading algorithms that analyse over millions of data points to make trading decisions. Savart has gone a step further and brought this technology for long term investments i.e., using billions of data points and not just back-test the strategies but build patterns and strategies from scratch using machine learning. While this does not sound like an enormous difference, the consequence is that the system generated strategy is far less biased and is thoroughly stress tested using not only historical data but monitored and tested in real time. Concisely, we input tonnes of raw data points and Quant outputs a shortlisted portfolios which is ready to be pushed through to Iris.

Qualitative research (Iris)

While Quant provides a mathematical & statistical edge to our research, Iris is focused on the subjective, intuitive, and abstract aspects of investments.

“Investing is an art first and a science next.” – Savart

Iris uses textual, visual, and graphical data to generate insights and open threads, aspects that are critical to the investment but often elusive to spot and blindsiding analysts. For example, say a multi-national IT firm has 308 subsidiaries and is suspected to have shell companies evading taxes. The probability of spotting it is difficult and time-intensive for a group of research analysts but a matter of few milliseconds for Iris. It is obvious that the subsidiary would not be tagged as a ‘shell company’ by the firm itself. So, the approach undertaken by Iris entails capturing subsidiary data, compliance of the local jurisdictions, company supplied and third-party sourced data to pinpoint the non-compliances and then make assessments on the matter. However, scope of Iris includes not just legal jargon but around 850 topics including ethics, corporate governance, brand, moat and innovation.

Risk Profiling, Portfolio tracking & rebalancing (Synapse)

While Quant and Iris analyse markets, Synapse focuses on understanding you. Savart employs Synapse for the following critical purposes:

• Finding the right portfolio-investor fit is critical to investment success i.e., to discover the most suitable portfolio that reflects your needs. Consider a hypothetical Savart recommendation to invest in a commercial vehicle company that returned 5% CAGR for the first two years of holding and 25% CAGR for the next seven years; however, since your goal horizon was only 3 years, you were unable to capture most of the run-up. Hence, it is important not just to invest right but also to find the right fit.
• While most other advisors focus solely on market research and ignore understanding you (the investor), Savart developed the Emotional Financial & General (EFG) Analysis as a part of the Synapse for this very reason. If we understand you, your goals, risk appetite, aspirations, comforts and needs well, we give your wealth a better chance to grow.
• Synapse not only helps create the highly personalized portfolios (check below for portfolio count) but also ensures timely rebalance* and exits based on real-time data, change in investment thesis and consequences for the underlying asset.

What is the advantage of investing with us?

Your investments with Savart combine cutting-edge technology of APART with ancient wisdom of Patience, value, ethics and inclusive investing, thus increasing the probability of better returns.